Archive for the ‘Real Estate’ Category

If you are thinking about buying a new home and have been waiting.  Now is the time to sit down and talk with us for your free loan approval, fixed interest rates are incredibly low and it is still a buyers market!  Getting pre-approved will allow you to make an educated decision on whether to take advantage of the current market and rates or wait.    

Affordability Calculator

To see the trend’s check this out Bankrate 3 month stats

That being said, if you have a property to sell… Please remember that while you might not walk away with what you would have five years ago.  You are going to be getting a “DEAL” and fixed low interest rate, which should weigh out the negatives of selling in today’s market!  Harmony Brokers understands that it is very important for sellers to maximize the amount of equity that they walk away from the closing table with.  That is why we have a fixed 3.5% listing fee, sellers are able to price more competitively and walk away with more money in their pocket!

Contact us today for your free loan approval and buyers consultation or a free property analysis!

*Fill out a pre approval request at www.harmonybrokers.com or contact us directly at  970-282-9488

We are currently looking for three licensed agents in Northern Colorado with experience in the area.  If you would like to join our continued success and come grow with us, we want to hear from you.  If you are interested in working for a new and innovative company offering great incentives like no desk, licensing, or membership fees, contact Employing Broker Jeff Theisen today for more information!

This is an interesting one and I’m not sure how I feel.  There are many families that have stayed current on their mortgage payments through this Rough economy, and it has gone with no reward!  The value of their home has dropped to an all time low and so have interest rates.  While most have stomached the fact that they will have to stick it out in their homes that they currently live until the value regains ( or take a substantial loss ), it is a hard pill to swallow to be paying a higher interest rate while rates as low as 4% and are being dangled in their face like a carrot!

Still, I am not sure that maxing out your mortgage at more than loan to value is the answer…  Isn’t that just digging the average consumer into an even bigger hole?  Unless they plan to stay in their home for more than five years, I would proceed with extreme caution!

housingwire.com

Yesterday was a beautiful day for the 2011 Realities Cup!  We had a great time out on the coarse and it made it even more worth it because it was all for a great cause! Harmony Brokers is proud to be one of the 18 sponsors of such a heart warming event and would like to thank the staff of Realities For Children.  R.F.C. always does a phenomenal job of putting on fun filled events that help raise money for their organization which supports 18 different youth agencies in Larimer County.  Way to go guy’s!!!

We are proud to partner up with an amazing organization like Realities For Children.  R.F.C. serves neglected, abused, and at risk youth, as well as foster children ranging in ages from 0-17.  They also assist 18 different youth agencies in Larimer County.  This would not be possible without the support of the community!  At Harmony Brokers it is very important to us to give back to our community and youth.  Not only are we a business member of R.F.C., but we have made a commitment to give a $250 donation upon the completion of any successful closing where our client initiated business and mentioned R.F.C.!  Together we can make an impact on the needs of the youth in the community one closing at a time!

Ask yourself why you should pay thousands more for the same services you can get for less down the street???

We ask ourselves that question all of the time and believe you can receive quality full service at a lower price.

It is a very simple concept.

$300,000 listing

Traditional broker commission of 6% = $18,000 upon closing

Harmony Brokers commission 3.5% = $10,500 upon closing

Total savings with Harmony Brokers $ 7,500

No Hidden Fee’s

Full Service Real Estate & Lending

Keep an eye out on our website for our preferred builders list.  We are currently meeting with builders in the area and are compiling  a list of our favorites on the website for you!!!  We will list the builders that we feel provide you with the best quality, detail, price, and choices!  This is a very exciting thing for me, seeing as I am a builders daughter!!!

Things are really under way in Severance, CO, for Osage Homes by Jamestown Builders!  With two more homes under contract these ultra shabby chic, affordable Rambler Ranches have proven themselves worthy!  Contact Val Scheffer with Harmony Brokers today to review house plans and reserve your lot today before they are gone!  Follow us on facebook for future updates!

This is a very interesting… 

Servicers Asked to Consider a $21,000 \”Cash for Keys\” Option